Very sound advice and thank you for sharing. This has opened my eyes to a saying my father used to tell me: “overpay and loss a little, underpay and loss everything”. When we try to save a little, we can loss everything in trying to cut cost and avoid the IRS. we owe it to our employees and the success of our company to classify our employees correctly.

Again, thank you. I look forward to reading more of your postings.